When a covered event damages your home, such as a fire, burglary, or another type of disaster, filing an insurance claim can help you recover.
The professionals at F.I.R.E. Leaders Financial servicing Eagan, MN can help. We can answer your questions about filing a home insurance claim. We can also help you determine the steps of the process to make filing an insurance claim less stressful and more successful. Here’s what you need to know.
Start by Contacting Your Insurance Agent
Kick off the insurance claim process by contacting your insurance agent. The insurance claims process varies from one insurance company to the next, but your insurance agent will know who to contact and what steps to take to start the claims process.
Contact your insurance agent as soon as possible before beginning the cleanup and recovery. If you must begin cleaning up your home first, take pictures to show its state before work begins.
You May Need to File Paperwork
You may need to file paperwork to start the insurance claims process. If you have to file a police report due to your claim (e.g., if it’s vandalism or burglary), file the paperwork with the police first.
You May be Asked To Keep Your Receipts
You may be asked to keep receipts while you’re doing repairs to your home. Keep your receipts in a safe location where you can access them if needed. Label your receipts, and be sure they have dates on them. Ask your insurance agency how they’d prefer that you turn in the receipts to them, then give the insurance agency in their preferred format.
Do you have more questions about how to file an insurance claim? Contact F.I.R.E. Leaders Financial servicing Eagan, MN.
